economics


banking/settlement system


similar to the electricity supply, telephone system, etc (a service that is

	available to all people in the city/country/etc)


	provides settlement from one person to another for business

	transactions


	produces montly reports for each customer (total sales etc),

	transfers money from one bank account to another



post invoices, 

provides monthly statements of income, etc.



better as one facility across the country than hundreds of

	small service providers





